Personal Current
Account
Manage everyday money with ease — real-time access to your funds, digital banking convenience and the flexibility of a Cheque Book.
Centenary Bank account required. Malawi residents only. Ts&Cs apply.
Cheque Facility
Customer can issue cheques anytime when funds are available in their account therefore making it convenient for them to make payments.
Monthly Salary
Monthly salary to be paid through the account
Vehicle Financing
Access to vehicle financing and Payroll loans.
Access to Credit
Access to credit facilities on application.
Visa Withdrawals
Visa debit card allows you to withdraw cash or shop at any VISA enabled ATM or POS respectively.
24/7 Account Acces
24/7 Access to your account, whenever, wherever. Transfer money (to Centenary/non-Centenary bank accounts and to Airtel & Mpamba Mobile Wallets), buy TNM and Airtel Airtime. Pay (Utility bills and MRA taxes).
24/7 Web and Mobile Access
Customers have the freedom to access their accounts 24/7 using via Web or Mobile App. With our Flex Online solution, customers can do a funds transfer within Centenary Bank Limited, check their account balance, print their account statements, make bulk payments, and also book fixed deposits.
Key Features & Benefits
- Unlimited frequency of withdrawals.
- No monthly service fees.
- *632# Flex Mobile Banking solution to access your account 24/7.
- Access to payments solutions such as debit and stop orders
- SMS & Email Alerts
Transparent pricing
Rates & Charges
| Card Tier | Monthly Charge | ATM Daily Limit | POS Daily Limit |
|---|---|---|---|
| VISA Classic | K9,360 + K813/month | K500,000 | K500,000 |
| VISA Silver | K10,625 + K800/month | K750,000 | K750,000 |
| VISA Gold | K25,000 + K1,500/month | K800,000 | K1,500,000 |
| VISA Platinum | K33,000 + K1,500/month | K1,000,000 | K2,000,000 |
Fees and charges are reviewed annually.
Getting Started
What you need to open this account
Bring along the documents below and you'll be banking in no time.
Identification
- Malawians: National Identity Card (including Driving Licence, Traffic Registration Card or Passport)
- Foreigners: Passport
Supporting Documents
- Proof of Residence — Utility Bill or a sketch map and a letter from a Chief
- Proof of Income
Ready to apply?
Scan the code to download the application form, or tap the button below. You can also open this account at any Centenary Bank branch.
Fees and charges are reviewed annually.
Here's what people are saying
Centenary Bank's unwavering support fueled our growth, overcoming challenges and expanding our business. With timely loans and valuable advice, they played a heartfelt role in our success. We commend their commitment to entrepreneurship and financial inclusion.
Ready to open your Personal Current Account?
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